“CBR Home Loan made our first purchase straightforward. They explained every step clearly without any pressure.”
Canberra Home Loan Specialists
Clear Home Loan Advice You Can Trust
We compare lenders and structure finance for first home buyers, investors and refinancers — with transparent guidance at every step.
Why borrowers choose us
Lender choice Access to a wide panel of banks and lenders to find a suitable fit.
Clear advice Straightforward explanations without confusing finance jargon.
End-to-end support From pre-approval through to settlement and beyond.
Our Services
Home Loan Solutions
Practical lending support tailored to your goals — without the jargon.
First Home Buyer Loans
Guidance for Australians buying their first home, including deposit and grant awareness.
Learn more →Refinancing
Review your existing loan for potential rate savings, better features or equity access.
Learn more →Investment Property Loans
Structured finance for residential investment properties across Australia.
Learn more →Construction Loans
Progress-draw finance for building a new home or major renovation project.
Learn more →Self-Employed Home Loans
Home loan solutions for business owners, contractors and variable income earners.
Learn more →Low Deposit Home Loans
Options for buyers with smaller deposits, including LMI considerations.
Learn more →Debt Consolidation
Combine eligible debts into your home loan structure where appropriate.
Learn more →How It Works
Your Home Loan Journey
A straightforward process designed to keep you informed and confident.
1
Discovery call
We learn about your goals, income and property plans.
2
Loan strategy
We compare suitable lenders and explain your options clearly.
3
Application support
We prepare and lodge your application with ongoing updates.
4
Settlement
We stay with you through approval, valuation and settlement.
Why CBR Home Loan
Broker Support That Puts You First
Wide lender panel
Access to a broad range of banks and lenders to find suitable options.
Clear communication
Plain-language updates so you always know what happens next.
Local expertise
Canberra-based brokers who understand ACT and national lending.
End-to-end guidance
From pre-approval through to settlement and beyond.
Tools
Plan With Confidence
Use our calculators for a quick estimate — then speak with a broker for personalised advice.
First Home Buyers
Support for Your First Purchase
Grants, deposits and lender requirements can feel overwhelming. We help you understand eligibility, compare options and move forward with clarity.
First Home Buyer Loans- ✓Deposit and LMI guidance
- ✓Government scheme awareness
- ✓Pre-approval preparation
- ✓Auction and private treaty support
- ✓Rate and feature comparison
- ✓Equity access strategies
- ✓Debt consolidation review
- ✓Break cost assessment
Refinancing
Review Your Existing Loan
If your circumstances have changed, a loan review may identify better rates, improved features or smarter structure.
Refinancing OptionsClient Stories
What Clients Say
“Professional, responsive and thorough. They found a lender that suited our investment structure.”
“The refinance review saved us time and helped us understand our options before switching lenders.”
FAQs
Common Questions
Deposit requirements vary by lender, loan type and your circumstances. Some buyers may qualify from 5–10% with LMI, subject to eligibility. Speak with a broker for guidance specific to your situation.
In most cases our service is paid by the lender on settlement. Any fees payable by you will be disclosed upfront before you proceed.
Timelines vary by lender and application complexity. Pre-approval may take a few days; full approval depends on valuation, documentation and lender queues.
Yes. We structure investment loans with appropriate LVR, repayment type and offset features aligned to your portfolio strategy.
Get Started
Request a Free Loan Assessment
Tell us about your plans and a broker will be in touch to discuss suitable next steps.